BC National Bank

Rates

Rates current as of February 14 thru February 20, 2008

Money Market

Amount	Compounding Frequency	Interest Rate	Annual Percentage Yield
$2,500 $15,000 $30,000 $55,000 $125,000 $225,000	1 Month	1.55% 1.85% 2.11% 2.34% 2.49% 3.25%	1.56% 1.87% 2.13% 2.37% 2.52% 3.30%
Rates are subject to change after the account is opened. Interest on these accounts will compound monthly. Fees could reduce the earnings on these accounts.

Health Savings Account

Compounding Frequency	Interest Rate	Annual Percentage Yield
1 Month	4.31%	4.40%
Rates are subject to change after the account is opened. Interest on this account will compound monthly.

Certificates of Deposit

Term	Compounding Frequency	Interest Rate	Annual Percentage Yield
91 Day CD $2,500-24,999 25-49,999 50-74,999 75,000 and up	3 Months	1.66% 1.76% 1.86% 1.96%	1.67% 1.77% 1.87% 1.97%
182 Day CD $2,500-24,999 25-49,999 50-74,999 75,000 and up	6 Months	3.31% 3.41% 3.51% 3.61%	3.34% 3.44% 3.54% 3.64%
12 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	3.50% 3.50% 3.50% 3.50%	3.50% 3.50% 3.50% 3.50%
24 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	3.50% 3.50% 3.50% 3.50%	3.50% 3.50% 3.50% 3.50%
36 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	3.65% 3.65% 3.65% 3.65%	3.65% 3.65% 3.65% 3.65%
48 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	3.75% 3.75% 3.75% 3.75%	3.75% 3.75% 3.75% 3.75%
60 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	3.90% 3.90% 3.90% 3.90%	3.90% 3.90% 3.90% 3.90%
PENALTY FOR EARLY WITHDRAWAL. Rates are subject to change after the account is opened.

Savings Accounts

Account	Compounding Frequency	Interest Rate	Annual Percentage Yield
Regular Teen Moola Moola	1 Day	0.55% 0.40% 0.40%	0.55% 0.40% 0.40%
Rates are subject to change after the account is opened.